MAS-Regulated Estimates

Car Loan Calculator

Estimate your monthly instalment, find out what you can afford, or check your loan eligibility.

Car Type

$
70%
20%85%

MAS guidelines: โ‰ค70% (OMV โ‰ค $20k) ยท โ‰ค60% (OMV > $20k)

60 mths (5.0 yrs)
1 month84 months (MAS max)
%

Compare Lender Rates

Click a row to auto-fill the interest rate above.

LenderNewUsed PARFUsed PHVRenewed COECommercial
Sgcarmart Financial Services1.88%Best2.18%Best3.18%2.75%Bestโ€”
DBS2.28%2.48%โ€”โ€”โ€”
Maybank2.68%2.78%3.75%3.18%3.28%Best
OCBC2.68%2.78%โ€”2.98%โ€”
UOB2.68%2.78%2.99%Best2.88%3.4%
Hong Leong Finance2.28%2.48%3.28%2.88%3.28%Best

Monthly Instalment

$1,022 / mth

Down Payment$24,000
Loan Amount$56,000
Total Interest Paid$5,264
Total Amount Paid$61,264
Annual Depreciation (est.)$8,000 / yr

*Flat-rate calculation. Estimates only โ€” actual figures vary by lender.

Full loan options available

These are estimates โ€” our finance team can source the best rates across all lenders for your specific car and profile.

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